At Security & Wealth Management, we offer services for both the low risk wealth management side of investing and the safe and secure insurance side of the financial world.
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Call Security & Wealth Management Inc. for more information about upcoming workshops at (409) 790-3525!
Designed To Help Your Future.
What if you could carry added financial peace of mind with you wherever and whenever you want?
Help protect the profits you’ll depend on with AssetLock™, an innovative program designed to help monitor your portfolio daily.
Achieve an added level of service you never thought possible, as AssetLock™ keeps an eye on your investments. AssetLock™ technology enables you to establish a joint risk-tolerance level with your advisor, helping take the emotion out of investing.
Investment Advisory Services offered through Retirement Wealth Advisors, (RWA) a Registered Investment Advisor. Fred Smids and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
AssetLock™ is a portfolio monitoring system, which identifies a client’s maximum portfolio downside or loss and indicates that immediate action is required in order to limit losses per the clients pre-determined risk tolerance. It is not an actual stop loss, and may not automatically sell the individual securities in the portfolio. Therefore, the AssetLock™ Value is a reference point to encourage a conversation between Security & Wealth and the client, and to determine if the client/s would like to liquidate the portfolio and move the assets into cash, reset the AssetLock™ percentage, or reallocate to a different risk profile. Investing entails risks, including possible loss of principal. The use of tools cannot guarantee performance. Past performance is no guarantee of future results.
At Security & Wealth Management, we strive to ensure our clients’ success with smart money solutions and incomparable customer service. With Fred Smids and his team of financial specialists, they will provide unique solutions to help you reach financial peace of mind.
Fred Smids has been a licensed insurance agent since 2000. He is a registered investment advisor representative and is held by license to the Fiduciary standard. Since 2011, Mr. Smids has been Series 65 securities licensed. As a resident of the Fannett area for the past 29 years, he strives to give his community the best financial services possible.
We follow three rules in our office when giving financial advice:
1. We do not want our clients money going backwards.
2. We want our client's money to be as tax efficient as possible.
3. We try to get our clients a decent rate of return without breaking rule #1.
At Security & Wealth Management, we offer services from both the wealth management and security side.
Our Security services include:
Medicare Supplements - With our help, you will have security of knowing your future medical expenses will not drain your retirement accounts.
Long-term care insurance or Annuity alternatives - Truth is, we are all are living longer, and we will need help in the future. This insurance provides the money to pay for health care, whether it be in your own home or a care facility.
Fixed annuities or fixed index annuities - A tax-deferred way to grow your money and still have peace of mind knowing that your principle is protected from market loss, while potentially earning more than a traditional Bank CD or savings account. These accounts can generate a paycheck for life to help supplement your retirement income and be sure your money will not run out.
Our Wealth Management offers a different approach:
As a registered Investment Advisor Representative of Horter Investment Management, we use exceptional private wealth management firms, who are defensive in bad times and opportunistic in good times. Their primary goal is to not lose money, and secondly to earn a decent rate of return while not going backwards. In order to make your accounts more tax efficient, we also offer a $20 flat fee variable annuity wrapper, or tax deferred umbrella so to say, though Jefferson National Insurance Company, or a small percent fee through Security Benefit life Insurance Company, which also allows a tax deferred growth for any non-qualified account.